国外监管理论的演变及其对我国保险监管的启示  

regulation economics; public interest theory of regulation; interest group theory of regulation; incomplete law theory ; theory of the rise of regulatory state; insurance regulation

作　　者：张锐[1] 

机构地区：[1]西南财经大学,四川成都610074

出　　处：《保险研究》2006年第9期48-51,共4页Insurance Studies

摘　　要：监管经济学是一个涉及经济学、法学、政治学等多领域的交叉性学科，它已经成为当代西方经济学的一个重要分支和最有活力的研究领域之一。本文从历史发展的角度，对公共利益理论、利益集团理论、监管型政府兴起理论和不完备法律理论等主要的西方监管理论进行了梳理，研究它们的主要观点、内在联系、缺陷与突破，揭示其变迁的内在逻辑，以此为基础挖掘国外监管理论的借鉴意义，对如何完善我国保险监管进行了深入思考。The regulation economics involves economics, politics and laws, which determines that the regulation economics is a cross-border science. Now it has became an important branch and one of the most active fields of contemporary economics. This article makes a comprehensive study on the four regulation theories from the perspective of history, namely, the public interest theory of regulation, the interest group theory of regulation, the theory of the rise of regulatory state and the incomplete law theory. It researches their main points of view, methodology, interrelationship, limitations and breakthrough, and bears upon the intrinsic logic of their respective evolution and explores their significance to China. The ultimate goal of this article is to offer an indication on how Chinese government can regulate the insurance industry.

关 键 词：监管经济学 公共利益监管理论 利益集团监管理论 不完备法律理论 监管型政府兴起理论 保险监管 

分 类 号：F840.32[经济管理—保险]