移动支付的安全交易平台的研究与开发  

Research and development of secure transaction platform for m-pay

作　　者：王潇雨[1] 朱晓芸[1] 杨枨[1] 

机构地区：[1]浙江大学计算机学院,浙江杭州310027

出　　处：《计算机工程与设计》2006年第21期4157-4160,共4页Computer Engineering and Design

摘　　要：移动支付是双方使用移动设备交换金融货币以换取商品或服务的过程。消费者对于安全的担心正在阻碍它的进一步发展。通过分析移动支付在技术上和商业上的需求,开发了一个移动支付的交易平台的原型系统。该系统模拟了从移动设备通过短信、HTTP(S)等方式向服务器递交交易请求开始的整个交易实现过程,创建了电子支票的新模式,并通过各种加密和认证的方式达到最大程度的通讯安全。M-pay is short for mobile payment, which is defined as the process of two parties exchanging financial value using a mobile device in return for goods or services. This is an emerging technology as well as a promising service. However, its further development is affected by customer＇s concern for the security problem. So a prototype platform for m-pay transaction is developed by analyzing the technical and business requirements for successful mobile payments. The whole transaction process beginning with the mobile device submitting request to the server is simulated by SMS or HTTP （s）. A new pattern of E-cheque is created, and maximal security is reached using various encryption and authentication methods.

关 键 词：移动支付 安全交易平台 原型系统 加密认证 电子支票 

分 类 号：TP309[自动化与计算机技术—计算机系统结构]