我国银行业资本充足率监管的有效性分析  

Analysis on Efficiency of Sufficient Capital in China's Banks

作　　者：李林 朱进元[2] 

机构地区：[1]中国银监会辽宁监管局,辽宁沈阳110013 [2]中国保监会大连监管局,辽宁大连116001

出　　处：《山西财政税务专科学校学报》2006年第5期14-19,共6页Journal of Shanxi Finance & Taxation College

摘　　要：金融体系,特别是银行体系的稳定对经济的持续、快速、健康发展至关重要。银行体系的稳定,除依赖于经营优良的微观经济主体、良好的社会诚信制度等条件外,加强银行资本结构改造,提高监管效率,并运用资本监管的有效性来改造传统监管体系也具有重要的现实意义。A steady banking system as well as financial system would be critical to economy for its sustainable, rapid and healthy development and it not only depend on better micro economic body, social integerity system but also depend on restructing banking capital, improving suppervision efficiency as well as restructing traditional suppervision system by using capital suppervision.

关 键 词：资本充足率 银行监管 收益-成本分析 有效性 

分 类 号：F830.2[经济管理—金融学]