我国商业银行利率风险管理的现状及对策  

作　　者：牛淑珍[1] 刘芳[1] 

机构地区：[1]上海杉达学院,上海200135

出　　处：《特区经济》2006年第11期89-90,共2页Special Zone Economy

基　　金：上海市教委;上海杉达学院基金项目的资助

摘　　要：随着我国利率市场化的稳步推进,利率风险将逐渐成为商业银行的主要风险之一。然而长期以来的利率管制造成了我国商业银行对利率变动不敏感,利率风险管理严重滞后。因此,商业银行如何防范和化解利率风险,有效地进行利率风险管理,成为了商业银行急待解决的重大问题。With the gradual promotion of interest rate liberalization in China, interest - rate risk has become one of the major risks of commercial banks. However, commercial banks in China are insensitive to interest rate fluctuations and lag in interest rate risk management due to the long - existed interest rate control. As a result, it has been a tough task ior commercial banks to avoid and mitigate interest rate risk as well as manage interest rate risk efficiently.

关 键 词：商业银行 利率市场化 利率风险 

分 类 号：F832.2[经济管理—金融学]