我国海上保险人解除合同的法定事由探讨  

An Exploration on the Legal Basis for Rescinding Maritime Insurance Contract in China

作　　者：陈亚芹[1] 

机构地区：[1]复旦大学法学院,上海200433

出　　处：《保险研究》2006年第12期73-75,共3页Insurance Studies

摘　　要：鉴于合同解除权的特殊属性，海上保险人的法定解除事由应只限于《海商法》的规定，包括被保险人违反告知义务和被保险人违反保证两种情形；由于《海商法》在借鉴英国法有关告知义务和保证制度的规定时未能协调好英国制度与国内立法原则的关系，其有关上述两种解除事由的规定仍存在与法定解除权性质相悖的内容，应当予以修正。With respect to the special attribute to the fight to rescind contracts, the legal conditions for marine insurer to rescind contracts should be confined to the relevant provision in the Maritime Law of China, which means that the marine insurer can only rescind contracts on the assured＇s breach of warranty or failure to disclose important facts. The Maritime Law of China borrowed from the UK system on the provisions of truthful disclosure and warranty. However, owing to its failure to coordinate the imported system and the domestic legal principles, there exists some inconsistency in the current provisions about these two legal conditions to rescind contracts. This situation should be redressed.

关 键 词：解除事由 告知义务 法定解除权 

分 类 号：D922.284[政治法律—经济法学]