发展我国商业银行中间业务的现实条件分析  

Analyzing reality condition for developing intermediary services of commercial banks of our country

作　　者：李娟[1] 金麟根[1] 

机构地区：[1]上海水产大学经管学院

出　　处：《时代经贸（下旬）》2007年第01X期108-109,111,共3页Economic & Trade Update

基　　金：上海水产大学2005年区域经济发展项目(6760411)

摘　　要：随着近年经济改革的逐步深入,我国商业银行经营中间业务的主客观条件发生了很多变化,比如对过度投资的有效控制;利率市场化进程的加快;金融法律法规的逐步健全;金融分业经营向混业经营的逐步过渡;商业银行自身改革的深化及人们收入水平的提高等,这些变化已逐渐成为商业银行发展中间业务的有利条件。通过多视角全面地分析现实条件,可为商业银行制定切实可行的发展中间业务策略提供依据。As the economic reform goes into deeper recently, the conditions both in subjective and objective of operating intermediary service in commercial banks in our country have changed in several aspects. The changed conditions are as following： such as controlling to the excessive investment; the speeding up the process of interest rate market orienting; strengthening the financial lows and regulations; business segregation slowly transiting to universal banking; the self reformation going deeper of commercial banks and the increasing in income level of ordinary people and etc. Those changes gradually become advantages of developing intermediary service by commercial bank. Through multi visual angle and all-round analyzing reality condition, it is possible to provide foundation for commercial banks formulating practical policy of developing intermediary service.

关 键 词：商业银行 中间业务 条件 改善 

分 类 号：F832.33[经济管理—金融学]