对外资银行监管问题的探析  

On Supervision of Foreign-Invested Banks

作　　者：林蕊[1] 

机构地区：[1]中国人民银行福州中心支行,福州350003

出　　处：《福建金融管理干部学院学报》2006年第6期13-16,共4页Journal of Fujian Institute of Financial Administrators

摘　　要：随着我国加入世界贸易组织以及金融市场的进一步开放,外资银行在华业务将获得巨大发展。外资银行的涌入给我国金融业带来了先进的管理和运作理念的同时,也带来了新的金融风险,从而对我国央行的监管提出了更高的要求。文章从介绍外资银行在中国的发展状况、我国监管当局目前对外资银行进行监管的政策体系入手,分析外资银行在华经营过程中存在的问题和国对外资银行监管所存在的问题,并结合实际,探讨在金融市场开放的过程中,我国对外资银行的监管所存在的问题及其解决办法。The paper focuses on the problems of supervision on foreign-invested banks and the solution when the financial market gradually opens up to the outside world. After China＇s entry into WTO and further opening-up of financial market, the businesses in China of the foreign-invested banks will have great development. The foreign-invested banks will bring advanced management and operation concept, on the other hand, it also brings new financial risks and puts forward new requirement on supervision of the Central Bank. The paper firstly introduces the development of foreign-invested banks in China, policy system of supervision on foreign-invested banks. Then it analyses the problems existing in the operation of foreign-invested banks, as well as the supervision against them by our regulator. The paper points out the problems of supervision on foreign-invested banks and the solution as the financial market gradually opens up.

关 键 词：外资银行 监管 

分 类 号：F830.2[经济管理—金融学]