汽车经销商授信风险的防范与控制  

On Automobile Dealer Credit Risk Precaution and Control

作　　者：郭扬[1] 彭宝玉[2] 

机构地区：[1]中国银行开封自由路支行,河南开封475003 [2]河南大学环境与规划学院,河南开封475004

出　　处：《金融理论与实践》2007年第1期48-50,共3页Financial Theory and Practice

摘　　要：汽车经销商授信业务是目前商业银行利润新的增长点,具有良好的发展前景,但由于我国的汽车经销商授信业务还处于起步阶段,风险防范经验不足,如何防范、控制授信风险成为商业银行面临的重要课题。Automobile dealer credit business is becoming a new growth profit, and has good prospects. But because of its newly starting experiences, it has become an important task for commercial banks credit risk in China presently. From the angle of commercial bank＇s author analyses automobile dealer credit risk sources, and puts forward point of commercial bank＇s and lack of risk precaution to guard against and control credit risk management, the relevant countermeasures.

关 键 词：汽车经销商 授信风险 防范与控制 

分 类 号：F830.571[经济管理—金融学]