构建我国住宅质量保证保险体系  

Establishing insurance system of housing quality assurance in China

作　　者：张仕廉[1] 马亭[1] 王锋[1] 

机构地区：[1]重庆大学,重庆400045

出　　处：《土木工程学报》2007年第1期85-89,共5页China Civil Engineering Journal

摘　　要：住宅质量对于房地产业发展的重要性是不言而喻的,然而当前我国商品住宅质量问题已成为全社会关注的焦点。如何建立一套完善的住宅质量保证体系是解决住宅质量问题、规范建筑市场的关键。住宅质量保证保险是一种国际上流行的解决当前问题的有效途径。阐述我国住宅质量现状及传统的住宅质量保证机制,并深入分析传统的住宅质量保证机制存在的弊端及其问题根源;基于利用经济和法律手段解决住宅质量问题、顺应房地产市场经济发展趋势的思想,构建我国住宅质量保证保险体系,并对住宅质量保险责任界定、保险主体职责及其相互关系、效果进行分析;提出建立诚信体系、成立质量检验中介机构、完善法律制度、住宅质量标准认定等保证我国住宅质量保险顺利运行的措施。There is no doubt that housing quality is significant to the development of real estate industry, and the quality of commercial housing is currently a focus of the whole society in China. How to establish a completed housing quality assurance system is the key to solve housing quality problems and to standardize the construction market. As a popular pattern in international construction market, insurance system for housing quality assurance is an effective method. The status of housing quality and traditional housing quality assurance system in China are presented, and the disadvantages and primary causes of problems in traditional housing quality assurance system are analyzed. Based on economic and legislative measures to solve housing quality problems and the principles for economic development of real estate market, an insurance system is established for housing quality assurance in China, a series of analyses are analyzed for the definition of housing quality insurance responsibilities, the main insurance party＇s responsibilities, correlations and effects between parties, and measurements , and proposals are provided for establishing trust and law systems, organizations to set standards and check housing quality are , in order to assure the normal operation of housing quality.

关 键 词：住宅质量保险 诚信 体系 

分 类 号：F293.3[经济管理—国民经济]