基于新巴塞尔协议的保险企业风险划分体系研究  

A Study of the Risk Categorization in Insurance Company:Based on BaselⅡ

作　　者：张庆洪[1] 赵蕾[1] 

机构地区：[1]同济大学经济与管理学院,上海200092

出　　处：《同济大学学报（社会科学版）》2007年第1期95-100,共6页Journal of Tongji University:Social Science Edition

摘　　要：本文阐述了基于新巴塞尔协议的保险企业风险划分体系的意义,提出了金融企业风险划分体系应满足的条件,分析了新巴塞尔协议风险分类的特点与优势,总结了现有的保险企业风险划分体系,在此基础上利用企业风险管理理论借鉴新巴塞尔协议构建了现代保险企业风险划分体系。This paper analyzes the significance of categorizing risk of insurance company based on Basel Ⅱ , advances the qualification of risk categorization of financial company, and discusses traits and advantages of the risk categorization of Basel Ⅱ. Previous studies about risk categorizations in insurance company are reviewed. Based on all above, this paper designs a risk categorization for insurance company with the enterprise risk management theory, whose predominance is the consistency with risk categorizations of other kind of financial companies.

关 键 词：保险企业 风险划分 新巴塞尔协议 

分 类 号：F840.32[经济管理—保险]