农村金融困境:一个基于金融创新视角的分析  

作　　者：方晓燕[1] 

机构地区：[1]安徽大学经济学院,安徽合肥230039

出　　处：《特区经济》2007年第2期66-68,共3页Special Zone Economy

摘　　要：政府、金融机构、农村经济个体三者从个体理性出发的博弈行为所导致的结果是集体的非理性“纳什均衡”——农村金融困境。这与当前社会主义新农村建设亟待金融支持形成极大的反差。将金融创新原理运用于农村金融行为的研究,对摆脱农村金融困境具有较强的理论与实践意义。本文主张从市场主体、客体、交易方式及金融环境等方面进行创新,建立以市场为基础、政府为主导的农村金融体系。HT6F The individual reasonable behavior of the government, financial institution, rural economic individual causes the collective nonreasonable behavior ness ＂Nash equilibrium＂ rural financial. The predicament can＇t support the socialism new village construction. Using the financial innovation principle toresearch the rural financial behavior, there is a theoretic and practical meaning for getting away from the financial predicament. This paper put forward how to build up the rural financial system which takes market as a foundation, government as a predominant.

关 键 词：农村金融 困境 纳什均衡 金融创新 

分 类 号：F832.3[经济管理—金融学]