我国农村非正规金融制度:演进路径与政策规范  

Chinese Rural Informal Finance Institution:Evolution Path and Policy Measure

作　　者：钱水土[1] 俞建荣[1] 

机构地区：[1]浙江工商大学金融学院,浙江杭州310018

出　　处：《商业经济与管理》2007年第2期69-73,80,共6页Journal of Business Economics

基　　金：国家自然科学基金"农村非正规金融市场参与者行为;制度绩效与演进路径:温州案例"(70473023);浙江省社会科学基金"非正规金融与区域经济增长:基于浙江经验的研究"(06CGLJ03Z);浙江省自然科学基金"非正规金融发展;技术创新与区域经济增长:基于浙江制造业的研究"(Y606707)的阶段性研究成果

摘　　要：本文从制度经济学的视角,分析了我国农村非正规金融与农村经济的诱致性制度变迁过程以及非正规金融与政府管制的强制性制度变迁过程,阐述了农村非正规金融组织形式的变迁过程及我国农村非正规金融制度的演进路径,并在此基础上对如何引导和规范我国农村非正规金融发展提出了相应的对策建议。From the viewpoint of institutional economics, this paper analyzes the institutional transition process of the informal finance and the country economy, and the compelling institutional transition process of the informal finance and the government regulation in our country. In addition, we expatiates the transition process of the informal financial organization form in the country and the evolving path of the informal financial system in our country. At last, we make some suggestions about how to lead and standardize the informal financial development in our country.

关 键 词：非正规金融 制度变迁 演进路径 

分 类 号：F830.6[经济管理—金融学]