国家助学贷款风险的法律监管  

Legal supervising and managing of state subsidized student loan

作　　者：钟志勇[1] 谢蓉蓉[1] 

机构地区：[1]中南大学法学院,湖南长沙410083

出　　处：《沈阳建筑大学学报（社会科学版）》2007年第2期184-186,共3页Journal of Shenyang Jianzhu University:Social Science

摘　　要：国家助学贷款实施七年来取得了显著成效,帮助了很多经济困难学生顺利完成学业。但随着实施范围的扩大和还款期的到来,助学贷款存在的问题也不断暴露出来,贷款风险已经严重阻碍了现行国家助学贷款政策的继续实施。介绍了我国对助学贷款风险进行控制和防范的相关措施,进而从助学贷款立法和诚信立法两方面阐述了对助学贷款风险的法律监管,从而保障我国助学贷款政策的顺利实施。State subsidized student loan has achieved a remarkable success since it was implemented six years ago. It has helped many poor students complete their studies. However, with the expansion of scope and advent of repayment period, problems arise. Among them, the risk is the greatest one, which has seriously hindered the continual implementation of the policy. This article elaborates the legal supervising and managing of subsidized student loan from two aspects. That is, state subsidized student loan legislation and the good faith legislation. Thus, we can protect the smooth implementation of state subsidized student loan.

关 键 词：国家助学贷款 风险 防范 法律监管 

分 类 号：D923.3[政治法律—民商法学]