政府主导的转轨经济中金融风险的转变和化解  

Alternating and Dissolving of Financial Risks in the Government-dominating Transforming Economy

作　　者：李思维[1] 叶诗苇[1] 

机构地区：[1]湖南大学金融学院,湖南长沙410011

出　　处：《河南金融管理干部学院学报》2007年第3期125-130,共6页Journal of Henan College of Financial Management Cadres

摘　　要：我国经济体制转轨过程中,国家金融角色经历了由“金融抑制”到“金融控制”再到“金融市场化”过渡的转变过程,金融风险也由财政风险金融化转变为金融风险财政化、金融风险社会化。政府主导下的金融体制改革的难点在于国有产权制度的固有缺陷,阻力在于国有经济体利益均衡的锁定状态,对策是国有银行的股份制改造与上市。今后,国家的金融角色转变仍需进一步深化,可行的措施是建立银行存款保险制度,完善金融(银行)监管法,规范政府的干预范围,明确其作为“最后贷款人”的责任边界。In the process of China＇ s economy regime transforming, the role of national finance has experienced a course from ＂finance restraining＂ to ＂finance control＂, then to ＂finance market - orientation＂. Finance risk has been changed from fiscal risk finance - oriented to financial risk fiscal -orientation and finance socialization. The dilemma for government - dominating finance regime reform lies in the inherent defects of the state - owned equity institution, the resistance lies in the locked status of state economic entities interest balance. And the countermeasure is to conduct share - remolding and listing of the state - owned banks. In the future, the finance role alternating of the state will further deepened. The viable measure is to establish banking deposit insurance institution and perfect financial supervision laws, normalizing governments＇ intervention ranges and specifying their responsibility boundary of the role as ＂lender of last resort＂.

关 键 词：经济转轨 金融市场化 金融抑制 

分 类 号：F830[经济管理—金融学]