论保险利益例外原则  

The Exception Principle of Insurable Interests

作　　者：孙宏涛[1] 曹智[2] 

机构地区：[1]上海交通大学法学院,上海200240 [2]广州大学法学院,广东广州510000

出　　处：《当代经济管理》2007年第3期107-110,共4页Contemporary Economic Management

摘　　要：随着各国保险业的不断发展,机械的保险利益原则已经不能适应保险市场发展的需要,由此产生了保险利益例外原则。该原则的适用主要有以下两种情形:(一)无因管理与赠与;(二)弃权和禁止反言。With the development of insurance in different countries, the rigid principle of insurable interest can＇t adapt itself to the requirement of insurance market, which results in the exception principle of insurable interest. This principle is mainly applied to two kinds of situations： negotiorum gestio and donation, and principle of waiver and estoppel.

关 键 词：保险利益原则 保险利益例外原则 无因管理 弃权原则 禁止反言原则 

分 类 号：F840[经济管理—保险]