论我国国有商业银行的宏观功能  

On the Micro Function of China's State Commercial Banks

作　　者：聂丹[1] 

机构地区：[1]华东师范大学金融系,上海200062

出　　处：《当代财经》2007年第7期40-49,共10页Contemporary Finance and Economics

基　　金：国家社会科学基金资助项目(04CJL016)

摘　　要：从计划经济时期至今,我国国有商业银行都在履行着提高动态效率及平衡总量的宏观功能。虽然这都是以牺牲配置效率为代价的,但为国民经济带来了正的外部性;其私人收益小于社会收益的部分,就是商业银行的政策性负担。由于在目前以及今后一定时期内需要国有商业银行履行宏观功能的制度环境依然存在,故其产权改革不可能摆脱国家控股格局。From the time of the planned economy till the present China＇ s commercial banks have played the role of raising dynamic efficiency and balancing the aggregate output and have thus brought about positive externality to the national economy, though such a result is achieved at the cost of inefficient resource allocation and the private return is smaller than the public return., a policy burden for the commercial banks. However, considering the fact that the institution environment for the commercial banks to continue the macro function at the present and in a long time to come, the reform of the property ownership can not get rid of the pattern of the state holding.

关 键 词：国有商业银行 动态效率 总量平衡 经济过热 宏观功能 

分 类 号：F832[经济管理—金融学]