我国保险公司治理模式研究  

A Study on the Governance Model of Chinese Insurance Compaflies

作　　者：谢金玉[1] 

机构地区：[1]中国社科院金融研究所,北京100732

出　　处：《保险研究》2007年第7期61-64,76,共5页Insurance Studies

摘　　要：本文简述了世界上三种代表性公司治理模式,即家族治理、内部治理和外部治理模式。在此基础上,以现代公司治理理论为指导,并结合我国实际,提出我国近期比较合理的保险公司治理模式,应该是以内部治理为主、外部治理作为重要补充的治理模式。而从长远看,未来合理的保险公司治理模式应该是内部治理与外部治理并重的公司治理模式。构建我国保险公司治理模式的具体思路是:优化保险公司股权结构、建设好保险公司董事会和监事会、深化股票市场对保险公司的治理功能、培育保险经理市场和保险劳动力市场、完善保险商品市场、健全外部监管和加强社会公众的监督等。This article introduces the three typical corporate governance models in the world, namely, family governance, internal governance and external governance. In line with modern governance theories, it further puts forth that reasonable corporate governance models for insurance companies should be internal governance as the main supplemented by external governance in the time being. In the long run, however, the external and internal governance models should be equally important among Chinese insurance companies. The specific vein of thought in constructing insurers＇ governance model is to optimize shareholding structure, establish effective board of directors and board of supervisors, deepen the stock market＇s role in improving insurer＇s governance, cultivate insurance managers market and insurance labor force market, improve the insurance commodity market, enhance the external supervision function and the oversight function by the public.

关 键 词：公司治理 保险公司治理模式 内部治理 外部治理 

分 类 号：F840.32[经济管理—保险]