我国商业银行治理机制对经营绩效影响的实证分析  

Analysis about the Commercial Bank Managing the Mechanism Influence to its Management Performance in our Country

作　　者：黄佳妮[1] 

机构地区：[1]苏州大学商学院,江苏苏州215021

出　　处：《经济研究导刊》2007年第10期56-61,共6页Economic Research Guide

摘　　要：2004年,我国银行业开始了以"建立和完善良好的银行公司治理"为核心的新一轮改革。运用统计分析和计量分析的基本方法,实证研究了我国商业银行治理机制各构成要素的现状及其对银行盈利能力和风险控制能力的影响。分析发现,我国商业银行的股权结构仍不合理,依然存在"一股独大"的现象;董事会与监事会的架构基本合理;各银行高管的人均薪酬较高。独立董事比例对商业银行的经营绩效产生了积极影响;第一大股东的国家股性质对银行的净资产收益率具有正面作用;前五大股东的持股比例与资本充足率也具有显著的正相关性。Since 2004,Chinese bank industry has began its new round of reform, focused on ＂establish and improve the level of bank corporate governance＂. This paper describes the statistical characteristics of Chinese banks＂ corporate governance through comparison and analysis the correlation between corporate governance and operating performance. The results shows that there is a positive correlation between the percentage of independent directors in the board and return on equity, between the character of the largest shareholder and return on equity, between the percentage of shares held by the five largest shareholders and capital adequacy.

关 键 词：商业银行 公司治理 经营绩效 股权结构 制衡机制 

分 类 号：F830.33[经济管理—金融学]