我国保赔保险第三人直接请求权问题  

On the Issue of Third-party Claim Against P & I Clubs in Protection and Indemnity Insurance in China

作　　者：曾东红[1] 吴凯[1] 

机构地区：[1]中山大学法学院,广东广州510275

出　　处：《暨南学报（哲学社会科学版）》2007年第5期72-77,共6页Jinan Journal(Philosophy and Social Sciences)

摘　　要：我国保赔保险第三人直接请求权制度是保险法制乃至整个民事领域中第三人直接请求权制度的重要一环,但在立法上缺乏基本法律框架,司法实践中亦存在缺失。应当通过在《保险法》中统一设置责任保险第三人请求权的一般法律规定,在《海商法》中重点设置船舶强制责任险第三人请求权的特别规定,补充《海事诉讼特别程序法》的相关规定,形成可以依赖的基本法律框架,进而通过必要的司法解释,解决目前我国保赔保险第三人直接请求权存在的诸问题。在这一过程中,应借鉴国外主流经验。Third-party claim against P & I clubs in protection and indemnity insurance in our country is a vital part of the system of third-party direct claim in insurance laws,and even in civil laws.The scientificity of Insurance Law and Maritime Code has been challenged in the absence of its relevant enactments.Insomuch,a creditable basic legal framework shall be built through enacting general rules regarding third-party claim against liability insurers in Insurance Law,setting down special rules with emphasis in the marine compulsory insurance in Maritime Code,and supplementing relevant provisions in Special Maritime Procedure Law.Whereafter necessary judicial interpretations can be promulgated to solve problems of law application concerning third-party claim against P & I clubs at present in our country.And in this course,the mainstream experience abroad should be used for reference.

关 键 词：保赔保险 第三人直接请求权 保险法修订 海商法修订 

分 类 号：D922.284[政治法律—经济法学]