对我国居民高储蓄现象的理性分析  

The Rational Analysis of the Residents' High Savings in Our Country

作　　者：段小明[1] 赵昊阳[2] 

机构地区：[1]山东经济学院,济南250014 [2]南京理工大学,南京210045

出　　处：《价值工程》2007年第8期143-145,共3页Value Engineering

摘　　要：长期以来,我国的居民储蓄率水平一直居高不下。居民的高额储蓄无疑是把双刃剑,对经济既有积极作用,又有负面影响。分析了居民高储蓄现象的原因及其对经济的影响,最后提出了相应的对策建议。For a long period,the level of China＇s savings rate has been very high.The high savings is a double-edged sword undoubtedly.They have positive effects on the economy as well as negative effects.This paper analyzes the causes of the residents＇ high savings and the impact on the economy.In the end ,this paper concludes the corresponding measures.

关 键 词：高储蓄 社会保障 预防性储蓄 投资渠道 

分 类 号：F832.22[经济管理—金融学]