刍议宏观调控下的商业银行发展  

Research on the Development of Commercial Banks under Macro Control

作　　者：张亚涛[1] 张钰[2] 

机构地区：[1]中国人民大学统计学院,北京100086 [2]浙江大学经济学院,杭州310058

出　　处：《经济问题》2007年第11期90-92,共3页On Economic Problems

摘　　要：在我国宏观调控力度不断加大和国际金融环境日益复杂的情况下,作为中国金融体系主体的商业银行将会面临更多的不确定性和诸多挑战。在愈加复杂多变的外部经营环境下,商业银行既要顺应宏观调控的形势和监管的要求,又要谋求自身的发展之道,如何处理好两者的关系是需要深思和解决的问题。而转变经营模式、大力开展金融创新,进一步提高盈利能力和风险管理水平将是商业银行以不变应万变的经营发展之道。Under the complicated domestic and international situation, the commercial banks as the main body of Chinese financial system will face more uncertainty and challenges, which force the commercial banks have to conform maeroeconomie situation, meet the regulatory requirements. On the other hand the commercial banks have to seek self- development by changing the mode of operation, promoting the development of financial innovation, improving profitability and risk management capability.

关 键 词：宏观调控 流动性过剩 汇率风险 

分 类 号：F830.33[经济管理—金融学]