以物上担保人为视角的担保物权实现的风险承担探析  

Explore Undertaking the Risk of Realizing Real Right for Security from the Standpoint of the Thing Guarantor

作　　者：吴月冠[1] 龚周杰[2] 

机构地区：[1]贵州大学法学院,贵州贵阳550025 [2]贵州警官职业学院法律一系,贵州贵阳550005

出　　处：《贵州警官职业学院学报》2007年第6期51-53,共3页Journal of Guizhou Police Officer Vocational College

摘　　要：物上担保人实为债务人同债权人建立主债权债务关系的信用风险的承担人,我国担保法赋予了物上担保人在担保物权实现后向债务人的追偿权,但未明确范围;理论界将追偿权仅限于债权人就担保物实现的债权数额。除此之外,追偿权的范围还应包括担保物权实现(担保物变现)时物上担保人所承受的消极损失,这种消极损失的请求权基础是不当得利的返还。Thing guarantor is the one who undertakes the credit resk of the debtor-creditor relationship.According to the Chinese Guarantee Law,the thing guarantor is endowed with recourse right to the creditor after the realization of real right for security,but the range of the recourse right is not definite.In theoretical circles,the recourse right only confines to the credit amount.Besides that,the recourse right should confine the negative loss undertaken by the thing guarantor.The claim of right is based on the return of the unjust enrichment.

关 键 词：物上担保人 担保物权实现 风险承担 

分 类 号：D923.1[政治法律—民商法学]