广西地方金融机构贷款信用风险及防范  

作　　者：陆文[1] 宋瑞敏[1] 

机构地区：[1]桂林电子科技大学管理学院,广西桂林541004

出　　处：《特区经济》2008年第1期204-205,共2页Special Zone Economy

基　　金：广西区研究生科研创新项目(20061059512M02)

摘　　要：地方金融对解决当前县域金融相对萎缩和中小企业融资困难、促进金融与经济协调发展方面具有深远的意义,但是其信用风险已成为当前影响金融安全、制约经济发展、危及社会稳定的一个全局性、普遍性的大问题。本文结合广西地方金融机构具体情况对其贷款信用风险进行分析,提出防范和减少地方金融机构贷款信用风险的方法。The regional financial institution can resolve shrink of county financial system and the problem of small- and- medium- scale enterprises（SMES） to raise money , and it plays an important role in Chinese region economic development ＆social development, while its loan credit risk has become eurrently a over all and widespread problem that influences financial security, prevents economy from development, endangers social stability. Based on the the situation of Guangxi, this paper analyzes its loan credit risk, and proposes some measures to keep the loan credit risk away.

关 键 词：地方金融机构 贷款信用风险 广西 防范 

分 类 号：F832.4[经济管理—金融学] F832.7