银行分支机构、国有银行竞争与经济增长  

The Competition between Bank Branches and between State-owned Banks and their Influence on Economic Growth

作　　者：贾春新[1] 夏武勇[2] 黄张凯[1] 

机构地区：[1]北京大学光华管理学院 [2]上海证券交易所债券基金部

出　　处：《管理世界》2008年第2期7-14,共8页Journal of Management World

基　　金：国家社科基金项目"地区金融环境差异与企业投融资研究"的资助(项目批准号06BJY114)

摘　　要：改革以来,中国国有商业银行的分支机构数量发生了外生的巨大变化,提供了研究金融发展与经济增长关系的天然试验。本文用省际面板数据研究发现,银行分支机构增长代表的银行竞争程度,对经济增长有显著的正向影响。由于银行分支机构变化在1998年以前,在东部地区,能够更好地反映银行竞争程度,银行分支机构变量在1998年以前对经济增长的影响更明显,在东部地区也更明显。本文是研究国有银行竞争与经济增长因果关系的首次尝试。Since the economic reform, material exogenous changes have taken place in the number of branches of China's national commercial banks, providing a golden chance to study the relationship between financial development and economic growth. Based on provincial panel data, we have found that the increase in bank branches symbolizes the degree of bank competition, producing noticeable positive effect on economic growth. Because the change in bank branches could better mirror the extent of bank competition before 1998 in eastern China, the variable of bank branches before 1998 had more conspicuous impact on economic growth, especially in eastern China. It is our first attempt to study the causality between state-owned commercial banks and economic growth.

关 键 词：银行分支机构 银行竞争 国有银行 经济增长 

分 类 号：F832.2[经济管理—金融学]