微分法在混合风险中的应用  

Application of Differential Method in Mixed Risk of Insurance

作　　者：张梅[1] 马建静 

机构地区：[1]山东工商学院数学与信息科学学院,山东烟台264005

出　　处：《内蒙古师范大学学报（自然科学汉文版）》2008年第1期50-52,共3页Journal of Inner Mongolia Normal University(Natural Science Edition)

摘　　要：针对保险风险中理赔支付既非离散又非连续的特点,通过研究离散型与连续型随机变量相结合的混合风险,引出用微分法分析混合风险的构造形式,给出如何用微分法得到混合风险的各种统计特征.作为保险风险中最常见的应用,给出风险保费的确定方法.Mixed distribution of discrete and continuous random variables was studied. The statistical characters and the formation method of the mixed distribution were analyzed. As an application to insurance, the determining details for the premium were also given.

关 键 词：混合风险 微分法 理赔 保费 

分 类 号：O211[理学—概率论与数理统计]