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机构地区:[1]北京科技大学经济管理学院,北京100083 [2]中央财经大学经济学院,北京100081 [3]北京大学光华管理学院,北京100871
出 处:《金融研究》2008年第1期175-190,共16页Journal of Financial Research
摘 要:对于移民汇款动机的解释主要有两类观点:利他主义和利己主义。利用2005年农民工汇款问卷调查数据和区间回归模型,本文考察了中国农民工汇款的影响因素及汇款动机。结果表明,男性已婚者的汇款量显著高于其它类型农民工,受教育程度较高的农民工、举家外出打工的农民工以及具有失业经历的农民工汇款较少,而农民工老家的家庭非汇款纯收入对汇款量具有显著的正向影响。因此,利他主义并不能完全解释中国农民工的汇款行为,中国农民工汇款在一定程度上反映了外出农民工的利己性。The remittance of rural migrant workers may be mainly motivated by altruism or egoism. This paper explores the determinants of remittances of rural migrants by using recently collected survey data. The results show that the remittance amount of married males is significantly greater than that of other migrant workers who are with higher education, with the whole family, or with laid-off experience. In addition, the non-remittance income of rural family has positive and statistically significant effect on the amount of migrant remittances. The study suggests that rural migrant workers' remittance behavior cannot be fully explained by altruism alone, but to some extent, by their self-interest.
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