以互助联保为基础构建中小企业信用担保体系  

The Credit Guarantee System of Medium-and-small Enterprises Based on Mutual Guarantee

作　　者：彭江波[1] 

机构地区：[1]西南财经大学,成都610074

出　　处：《金融研究》2008年第2期75-82,共8页Journal of Financial Research

摘　　要：中小企业间广泛的经济互助与合作为信用担保的互助与合作提供了便利条件。互助联保是当前中小企业融资担保体系中具有良好适用性的发展模式,理应成为未来我国中小企业信用担保体系多元化建设的重点。The friendly economical co-operations among medium-and-small enterprises provide convenient conditions for the co-operative credit guarantees that has become a well-applicable development pattern for the current financing system of medium-and-small enterprises, and it can be the main composing of diversified credit guarantee system of medium-and-small enterprises in the future in China.

关 键 词：担保体系 互助担保 信息不对称 

分 类 号：F832.39[经济管理—金融学]