经济高涨期间的风险特征与治理对策  

Risk characteristics during economic prosperity and its management

作　　者：宋建江[1] 李巧琴[1] 金小平[1] 孙诗雄[1] 

机构地区：[1]中国人民银行宁波市中心支行,浙江宁波315040

出　　处：《上海金融》2008年第3期19-23,共5页Shanghai Finance

摘　　要：经济高涨期的金融风险容易为宏观调控部门和微观市场主体所忽视,这是因为资产价格对实体经济的影响具有非对称性,资产价格上升对市场主体的投机行为具有刺激性,并对货币供给具有吸纳效果。风险管理的关口前移比风险的事后处置更为有效,因此在经济高涨期要揭示风险,并采取切实有效措施化解风险。本研究试就经济高位运行期间风险特征,风险隐藏的原因,以及治理对策作一探讨。Supervising department and market subject may ignore financial risks when economy is experiencing prosperity, for the reason that asset price has asymmetric influence on real economy. Because rising asset price will stimulate speculations of market subject and accommodate currency supply. We have to reveal risks and adopt effective measures to dismiss risks in economic prosperity, because risk management in advance is more effective than risk handling afterwards. This paper tries to discuss risk characteristics during economic prosperity, causes of risk concealment and risk management.

关 键 词：风险特征 风险隐藏 风险治理 

分 类 号：F830[经济管理—金融学]