我国中小银行的中小企业业务拓展研究  

China small and medium enterprise's small and medium enterprise business's widening research

作　　者：周杰[1] 

机构地区：[1]南京工业大学经济管理学院,江苏南京210009

出　　处：《特区经济》2008年第2期91-92,共2页Special Zone Economy

摘　　要：本文从中小企业的融资方式应以中小银行贷款为主的理论假设着手,对中小银行开展中小企业业务的必然性和可行性进行了分析,提出中小银行应在现有传统业务的基础上大力发展中间业务,进而通过新旧业务的整合,形成适合我国国情的关系银行模式,发挥中小银行在中小企业业务方面的优势。Based on such a theoretical assumption that SME financing measure should be mainly small and medium-sized bank loans, this paper try to study necessity and feasibility that small and medium-sized banks develop the SME business at first. Then it suggests that small and medium-sized banks should vigorously develope intermediate business and promote the integration of old and new business. By these means, small and medium-sized banks will play a advantage in business of small and medium enterprises and the mode of relationship banking corresponding to the situation of our country can be set up.

关 键 词：中小银行 中小企业 中间业务 关系银行 

分 类 号：F832.2[经济管理—金融学]