农户小额信贷对农信社盈利能力的影响分析  

Impact Analysis on Rural Credit Cooperatives′ Profitability of Peasant Household Microcredit

作　　者：朱乾宇[1] 吴遵新[1] 

机构地区：[1]中南民族大学经济学院,武汉430074

出　　处：《中南民族大学学报（自然科学版）》2007年第4期95-98,共4页Journal of South-Central University for Nationalities：Natural Science Edition

基　　金：国家社会科学基金资助项目"少数民族地区反贫困战略中农户小额信贷扶贫的绩效评价"(05CJL025)

摘　　要：随着小额信贷的发展,关于小额信贷的影响和绩效评价已成为当前国内外理论和实证研究关注的焦点.针对我国当前农信社为小额信贷主体的现状,从实证的角度分析了农户小额信贷业务的开展对农信社盈利能力的影响,并对更好地开展小额信贷业务提出了相关的政策建议.With the development of microcredit, the impact and performance assessment has become an increasingly important aspect of theoretical and empirical research. On the current situation of Rural Credit Cooperatives （abbreviated to RCCs） as the main body of microcredit, this paper analyzes the profit capability of the RCCs that operating the peasant household microcredit from the empirical point of view. And then the paper put forwards some relevant suggestions and policies.

关 键 词：小额信贷 农信社 盈利能力 影响 

分 类 号：F832.43[经济管理—金融学]