农村信用社产权制度改革的进一步研究  

A Further Research on the Property Right System Reform of Rural Credit Cooperatives

作　　者：陶士贵[1] 

机构地区：[1]南京师范大学商学院,江苏南京210097

出　　处：《经济经纬》2008年第3期99-102,共4页Economic Survey

基　　金：江苏省教育厅2006年度高校哲学社会科学基金项目(06SJB790029);江苏省社科联研究项目(B-07-40)的阶段性成果之一;南京师范大学"研究生培养创新工程"项目(181200000602)经费资助

摘　　要：我国农村信用社产权制度创新仍需取得突破性进展。农村信用社产权是复合产权而非一元产权;存款化股金制度不应纳入农村信用社产权制度模型;农村信用社的入社自愿、退社自由的原则需进一步修订和完善;应允许其他金融机构入股、兼并或重组农村信用社,并积极鼓励外资银行参与入股;突破政策限制,允许部分地区政府试点参股农村信用社。The property right system innovation of the rural credit cooperatives（RCCs） of our country still needs a breakthrough. The property right of rural credit cooperatives is a composite one rather than a single one; the system of treating savings as money paid for shares shouldn＇ t be brought into the property right system model of the RCCs ; the principles of volunteerto enter into and withdraw freely from the RCC need further revision and improvement ; other financial institutions should be allowed to invest in, merge and restructure the RCCs, especially foreign banks should be encouraged to become shareholders of the RCCs; the limitations of policy should be broken to allow some regional governments to make experiments to be the shareholders of the RCCs.

关 键 词：农村信用社 产权 产权制度 

分 类 号：F830.6[经济管理—金融学]