中国银行体系中资金过剩的界定和成因分析--一论资金流动性过剩  

The Definition and Causal Analysis of Liquidity Excess in Chinas Banking System

作　　者：王国刚[1] 

机构地区：[1]中国社会科学院金融研究所副所长、研究员,100732

出　　处：《财贸经济》2008年第5期11-20,共10页Finance & Trade Economics

摘　　要：流动性过剩实际上就是商业银行体系中的资金相对过剩。把握资金过剩的直接指标应是超额存款准备金。中国经济运行中的资金过剩不是由全球流动性过刺引致的,也不是由外贸顺差快速增长引致的,它源于中国经济运行中的"储蓄>资本形成+外贸顺差"格局,因此,这种资金过剩不是"外生"的,而是"内生"的。与此对应,缓解这一现象的对策,应从中国经济内部去寻求。Liquidity excess is actually the relatively excess money in commercial banking system.It is the excess reserve to analyze the excess money directly.The excess money in the operation of China's economy neither results from the global excess liquidity,nor from the rapid growth of the favour- able balance of trade,but from the fact that savings are larger than the sum of capital plus the fa- vourable balance of trade.Thus it is endogenous rather than exogenous in nature.Correspond- ingly the solution of it should be focused on China's domestic economy.

关 键 词：银行体系 资金过剩 成因分析 

分 类 号：F832.2[经济管理—金融学]