晋商信用的起源与维持机制  

The Origin and keep Mechanism of Credit:A Case Study of the Commerce Activities on Jin-merchant

作　　者：丰若非[1] 马建华[1] 

机构地区：[1]山西大学晋商学研究所,山西太原030006

出　　处：《经济管理》2008年第13期27-31,共5页Business and Management Journal ( BMJ )

基　　金：山西大学人文社会科学科研基金"山西票号与英格兰银行发展路径的比较研究"(0709067);教育部人文社会科学研究规划基金"近世以来的财政体系与金融发展"(07JA790003)

摘　　要：本文运用博弈论原理构建信誉的重复博弈模型,结合明清晋商的商业实践,指出我国现代信用制度体系的建立与完善不仅要充分发挥政府作为第三方实施仲裁、监督、管理以及对商业纠纷的判决等职能,还要重视中介组织以及良好的商业习惯对于维护社会信用秩序的重要性。The credit question has already became one of the hot spots attend by the community in the current economic activity. The people often use ＂the credit crunch＂ to describe rusting relationship and the credit status in the real life. This article use the game theory principle to analysis the intrinsic mechanism of Jin-merchants＇ credit. On one hand, the modem credit system＇s establishment and consummation need the government to implement the third party＇ s functions of arbitration, surveillance, management; on the other hand, we should pay much attention to the importance to the society credit＇ s which made by the intermediary organization as well as the good trade custom.

关 键 词：信用机制 信用均衡 晋商 

分 类 号：F718[经济管理—产业经济]