中国商业银行技术效率状况分析  

Analysis on the technical efficiency of Chinese commercial banks

作　　者：杨德勇[1] 曹永霞[1] 

机构地区：[1]北京工商大学经济学院

出　　处：《财经科学》2008年第8期18-25,共8页Finance & Economics

摘　　要：基于数据包络理论,本文研究了我国11家主要商业银行1999-2006年的技术效率状况。研究结果表明:1999—2006年间,我国商业银行整体效率呈现出先下降,后上升的趋势。我国商业银行的技术效率并不差,其加权平均技术效率值处在[0.6,1],11家被研究的商业银行中,中国民生银行的技术效率最好。国有商业银行的股份制改造和公司治理水平的提高,对提高我国商业银行的整体技术效率起到了积极作用。Based on data envelopment theory, this paper measures the technical efficiency of 11 main commercial banks in China from 1999 to 2006. The results show that the whole technical efficiency of Chinese commercial banks takes on a trend of decrease at first and increase then. The efficiency is not low, and its weighted average value is [0.6, 1]. Among the eleven commercial banks, the efficiency of China Minsheng Bank seems the best. The transformation of shareholding system.and the improvement of corporate governance level in stateowned commercial banks have positive influence on the whole technical efficiency of Chinese commercial banks.

关 键 词：商业银行 技术效率 数据包络分析 

分 类 号：F832.2[经济管理—金融学]