河南省银行业发展格局及其与区域经济发展关系研究  

Banking Development Pattern and Its Relationship with Regional Economic Development in Henan

作　　者：彭宝玉[1] 李小建[1] 郭扬[2] 

机构地区：[1]河南大学区域发展与规划研究中心,河南开封475004 [2]中国银行开封分行西环路支行,河南开封475000

出　　处：《地域研究与开发》2008年第4期31-35,共5页Areal Research and Development

基　　金：国家自然科学基金资助项目(40671048);河南省教育厅自然科学研究资助计划项目(2008A790005)

摘　　要：从金融地理学的视角,以河南金融统计资料为基础,分析了河南省银行业的市场竞争结构、区域空间发展格局,及区域银行业发展与区域经济发展关系。分析表明,河南银行业具有以下特征:国有商业银行市场份额在下降,其他银行机构市场份额上升;区域银行业发展差异扩大,河南省银行业向郑州集中;省内区域间资金流动加速,区域存款、贷款规模和区域经济总量、GDP的相关性不断下降。最后,从区域、银行互动角度,提出了通过银行业的健康良性发展推动河南经济快速发展的对策。From the angle of financial geography, based on the statistics, the paper analyzes Henan banking market competition structure, regional development pattern and the relationship between regional banking development and regional economy. The analysis indicates the share of four state-owned banks continually decreased and others increased; regional banking development difference enlarged and Henan banking converged to Zhengzhou; intra-province capital flow sped up and the relativity between regional load and deposit gross and regional GDP continually decreased. Finally, from banking development, the paper puts forward some suggestions about Henan development in the future.

关 键 词：银行业 发展格局 区域经济 金融地理 河南省 

分 类 号：F127.61[经济管理—世界经济] F83