正规金融与民间金融的对接研究——以浙江省为例  

The Docking of Formal Finance and Informal Finance

作　　者：邵兴忠[1] 

机构地区：[1]浙江金融职业学院,浙江杭州310018

出　　处：《上海金融》2008年第9期77-81,共5页Shanghai Finance

摘　　要：基于监管法律的角度,我国金融体系可分为两部分,一是受国家监管和金融法规约束的正规金融;二是游离于国家监管和金融法规约束的民间金融。目前,正规金融和民间金融并列存在,交互发展。文章分析了正规金融与民间金融对接的前提条件与基本路径,认为可以通过合理、合法的政策引导,实现民间金融与正规金融的有效对接。The financial system of China is composed of two parts from the supervisory legal perspective. One is formal finance, which operates under the supervision of central bank and financail laws; the other is known as informal finance, free from financial supervision and regulation.These two components exist in harmony currently. The article analyzes the prerequisite and paths for formal finance and informal finance to effectively dock.

关 键 词：正规金融 民间金融 对接效应 

分 类 号：F830.6[经济管理—金融学]