民间金融的存在与发展：一个供给的视角  

The Existence and Development of Non-governmental Finance:A View on Supply

作　　者：吴胜[1] 

机构地区：[1]浙江金融职业学院,浙江杭州310018

出　　处：《上海金融学院学报》2008年第3期17-22,共6页Journal of Shanhai Finance University

基　　金：浙江省社科联重点研究课题(07Z41)

摘　　要：随着民营经济的发展,需求决定论对民间金融发展规律的解释力逐渐降低,民间金融供给因素的重要性得以体现。从供给视角来分析,我国民间金融将长期、稳定地存在和发展,民间金融的利率水平、创新能力和营销水平,将是影响民间金融发展的关键因素。同时,立足供给视角可以看出,市场化模式是民间金融发展的最优选择,而市场化发展模式的现实组织体系是区域民间金融市场。With the development of the non-governmental economy, the influence of demand-side theories has been decreased in non-governmental financial areas. The supplying elements of non-governmental finance have been becoming important. Analysis from the view of supply, China＇s non-governmental finance will exist and develop steadily in a long period. Rate level, creative ability and marketing proficiency of the non-governmental finance are the key elements for successful operation. At the same time, the view of supply tells us that market model is the best choice for non-governmental financial development and the model＇s real organizing system is the regional non-governmental finance market.

关 键 词：民间金融 供给 市场组织体系 

分 类 号：F832.479[经济管理—金融学]