集团客户信贷风险管理研究  

Group customer credit risk management research

作　　者：熊长城[1] 

机构地区：[1]中国农业银行四川省分行,成都610000

出　　处：《中国经济与管理科学》2008年第5期91-95,共5页Chinese Economy Management Science Magazine

摘　　要：集团性企业是现代经济发展的必然产物，是经济全球化的必然产物。任何企业的成长壮大史也是风险经历史，而大集团、大企业一但遭遇风险造成的损失、危害、影响更大。集团客户信贷风险虽然来自方方面面，但主业不突出、管理不规范、盲目投资、连环担保、实际控制人基本素质低下等内生风险是致命的。防范和控制集团客户信贷风险必须有完善有效的风险管控机制作保障和高超的风险管控技能与手段的有机结合。The aggregational enterprise is the modern economy development inevitable product, is the economical globalization inevitable product. Any enterprise＇s growth strength history also is the risk passes through the history,hut the big group,the big enterprise one the bitter experience risk creates the loss,the harm,the influence is bigger. Although the group customer credit risk comes from the aspects,but the principal work not prominent, the management standard,the blind investment,the series guarantee, actual do not control the human basic quality low in and so on to live the risk are fatal. The guard and the control group customer credit risk must have the consummation effective risk tube to control the mechanism to make the safeguard and the excellent risk tube controls the skill and the method organic synthesis.

关 键 词：集团客户 信贷风险 对策研究 

分 类 号：F832.42[经济管理—金融学]