近年我国频调法定存款准备金率的经济学分析——兼析西方国家法定存款准备金制度何以趋于弱化  

Economic Analysis on Frequent Adjustment of Legal Rate of Deposit Reserve In China

作　　者：张迎春[1] 

机构地区：[1]西南财经大学金融学院,四川成都610074

出　　处：《金融理论与实践》2008年第11期12-16,共5页Financial Theory and Practice

摘　　要：本文解释了我国为何频繁使用存款准备金制度,同时,对与我国形成强烈反差的西方国家弱化该制度的现象也进行了解释。这主要基于使用该制度的隐含假设和一些外部新因素带来了变化。其中,税收效果、对经济的震荡、货币政策操作理念、目标和手段的变化、银行监管的新发展、直接融资和存款类金融机构占比等是主要的考虑因素。This paper explained the reasons that the rate of legal deposit reserve has been adjusted frequently in China, and why legal deposit system is unimportant in west countries is also explained. The reasons lie in some important factors such as tax effects, shocks on economies, changes of operation concepts, target and instruments of monetary policy , rate of direct finance and so on., which lead to the great difference of adopting the rate of legal deposit reserve between China and west countries.

关 键 词：法定存款准备金率 法定存款准备金制度 货币政策工具 

分 类 号：F822[经济管理—财政学]