中国银行业效率的实证分析(1999-2005年)——基于投入导向DEA模型的应用  

The empirical analysis of the efficiency of Chinese Banks(from 1999 to 2005)——Based on the application of input orientated DEA Model

作　　者：刘佳[1] 

机构地区：[1]重庆大学贸易与行政学院,重庆400044

出　　处：《重庆工商大学学报（社会科学版）》2008年第5期32-38,共7页Journal of Chongqing Technology and Business University：Social Science Edition

摘　　要：实证结果表明,我国银行业总体的技术效率呈现出先下降后上升的U型特征;股份制商业银行的效率整体上略优于国有商业银行,2003年股改后,国有商业银行的效率整体上有所上升;股份制商业银行和国有商业银行内部的管理技术水平(PTE)均优于其规模状况(SE),规模无效是导致总体技术无效的主要原因。Empirical research results indicate that China＇s banks total efficiency shows U shape character from fall to rise. The efficiency of joint - stock commercial banks is a little better than state - owned commercial banks. After stock reform in 2003, state -owned commercial banks efficiency rises as a whole. Inside management technical level （PTE） of joint -stock commercial banks and state -owned commercial banks is better than their scale situation （SE）. Scale inefficiency is the main cause leading to total technical inefficiency.

关 键 词：商业银行 效率 投入型DEA 

分 类 号：F832.3[经济管理—金融学]