中国银行信用卡风险的思考及防范  

Thinking and Guarding Against Risk of the Credit Card in Bank of China

作　　者：欧阳天治[1] 霍帅[1] 

机构地区：[1]云南财经大学财政与经济学院,云南昆明650221

出　　处：《昆明冶金高等专科学校学报》2008年第6期82-84,共3页Journal of Kunming Metallurgy College

摘　　要：近年来,银行信用卡市场发展迅速,银行信用卡发行量也不断扩大,然而随之产生的信用卡风险也日益突出。从信用脆弱性理论角度出发,分析我国银行信用卡存在的风险,并针对信用脆弱性提出了我国银行信用卡风险防范与控制的建议。Recently, bank credit card market is developing rapidly, the circulation of bank credit cards are expanding constantly, but at the same time credit risk also becomes more prominent. Based on the theory of the fragility of financial credit, the paper analyzes the risk of the credit cards and makes suggestions to keep the risk away and control it.

关 键 词：信用脆弱性 信用卡风险 风险防范 

分 类 号：F832.4[经济管理—金融学]