我国国有商业银行金融创新的思考  

On the Financial Innovation of State-owned Commercial Banks

作　　者：张荣兰[1] 

机构地区：[1]中国人民银行长岛县支行,山东长岛265800

出　　处：《山东行政学院山东省经济管理干部学院学报》2008年第6期98-99,共2页Journal of Shandong Administrative College and Shandong Economic Management Personnel College

摘　　要：创新对我国国有商业银行的改革和发展具有重要的意义,我国国有商业银行的金融创新与发达国家相比还存在很多的问题。国有商业银行金融创新应采取的对策是:建立人才培养机制,奠定创新的基础;经营策略要创新;加强科技应用上的创新;加大中间业务的创新;加快金融产品创新;对金融监管进行创新。The innovation has important meaning for the innovation and development of the state - owned commercial banks. The financial innovations of the state - owned commercial bank have many problems. The countermeasures are that establish the cultivate talents system and foundation of innovation and so on.

关 键 词：金融创新 国有商业银行 问题 对策 

分 类 号：F832.33[经济管理—金融学]