中国商业银行战略并购策略研究  

A Study of Chinese Commercial Banks' M&A Strategies

作　　者：姜海军[1,2] 田树亮 

机构地区：[1]招商银行博士后科研工作站 [2]中国人民大学博士后流动站 [3]招商银行哈尔滨分行

出　　处：《金融论坛》2008年第11期27-32,共6页Finance Forum

摘　　要：我国商业银行战略并购策略要考虑两个维度:一个维度是并购的目的,包括综合化、国际化和优化业务结构3个层面;另一个维度是对并购目标的要求,要考虑战略定位、行业领域、地理区域、规模实力、财务绩效、管理创新、客户资源、机构网点等方面。并购目标规模与并购银行大小相适宜,并购区域应以国内市场和海外市场并重,并购行业应由银行同业逐步走向非银行金融机构,稳健推进并购战略。近年来,我国商业银行正逐步过渡到以内生增长和通过并购实现跨越式发展并重的增长模式,并购将成为下一阶段我国商业银行的发展潮流。Two dimensions should be taken into account when Chinese commercial banks fulfill M＆A, which are the goal of M＆A, including integration, internationalization and business optimization, and the requirements on M＆A objects, involving strategic orientation, industry domain, geography area, asset scale, financial performance, management innovation, client resource, branch numbers. To steadily further the M＆A strategy, Chinese commercial banks should choose the targets with suitable scale that can match their own. Moreover, the acquirer should watch both domestic and overseas markets, and gradually switch the targets from the banking peers to non-bank financial institutions. In recent years, Chinese commercial banks have been transferring their growing pattern from the endogenous growth to the great-leap-forward development through M＆A, so the M＆A will become the main developing trend of Chinese commercial banking in the future.

关 键 词：商业银行 战略并购 业务综合化 业务国际化 优化业务结构 

分 类 号：F832.2[经济管理—金融学]