金融创新真的被金融异化了吗——金融风暴背景下深入解读金融创新与金融监管  

The Financial Innovation Is Really Disassimilated By Finance?——Deep Decipherment About Financial Innovation and Financial Supervision Under Financial Storm

作　　者：皮天雷[1] 罗怡[2] 

机构地区：[1]重庆大学经济与工商管理学院,重庆400030 [2]四川电力职业技术学院经管系,成都610072

出　　处：《财经科学》2009年第2期1-8,共8页Finance & Economics

基　　金：教育部人文社会科学重点研究基地重大项目(2006JDXM198)的阶段性研究成果

摘　　要：金融监管作为一种管制手段对金融创新既有促进作用,也有抑制作用。金融创新与金融监管在"博弈"互动过程中,共同促进金融业发展。当前的全球金融风暴并非金融创新被金融异化了,而是我们没有正确处理好两者的关系:创新泛滥、监管缺乏,二者不能有效匹配。对此,我们不能因噎废食,而应协调好金融创新与金融监管的关系,做到:(1)金融创新不可废,金融监管应进步;(2)在"维稳"的前提下加快金融创新步伐。未来中国的发展依然要坚持以市场为核心的改革方向。As one control method, the financial supervision has not only stimulative role, but also inhibitory role. The financial innovation and the financial supervision promote the development of financial industry togetherin the process of ＂ gambling＂. For The current world financial crisis, it is not that financial innovation is disassimilated by finance, but we do not deal with their relations correctly. The innovation is in flood, the supervision lacks, and the two don＇ t match effectively. Regarding this, we can not give up efforts, we should coordinate the relations between good financial innovation and the financial supervision correctly, we should achieve： （1） the financial innovation can not abandon, and the financial supervision should progress; （2） under the premise of steady, speeding up the step of financial innovation. The future china should still insist the reform direction of market as the core.

关 键 词：金融创新 金融监管 金融异化 金融风暴 

分 类 号：F830.2[经济管理—金融学]