国内保理风险的模糊综合评价研究  

Study on Fuzzy-Comprehensive Evaluation of Risks of Domestic Factoring Business

作　　者：顾晓安[1] 郝广青[1] 顾宝炎[1] 

机构地区：[1]上海理工大学管理学院,上海200093

出　　处：《金融理论与实践》2009年第1期22-25,共4页Financial Theory and Practice

摘　　要：近年来,国内保理业务在促进商业银行业务增长、缓解中小企业融资难的同时,也给商业银行带来了更多的风险。如何识别、评价和控制保理业务的风险已经成为叙做保理业务需要解决的首要问题。本文分析了商业银行开展国内保理业务中可能出现的各种风险。同时,针对国内保理业务风险影响因素众多,难以准确评价的现状,尝试运用多级模糊综合评价法评价国内保理业务的风险,以便为商业银行是否开展保理业务提供较为科学的决策依据。Recently, the business of commercial banks has been promoted, and financing problems of small and middle-Sized enterprises are mitigated by domestic factoring business, At the same time, the risks of commercial banks are also increased. How to identify, evaluate and control risks brought by factoring business become an important problem for commercial banks. In this article each possible risk in financing problems of the domestic commercial banks is analyzed. Meanwhile, For there are so many factors influencing the risks of domestic financing problems that it＇s difficult to evaluate precisely, the muhi-level fuzzy comprehensive evaluation approach is used to estimate the domestic financing problems, so to provide a decision basis for whether the commercial banks should develop factoring business or not.

关 键 词：国内保理 应收账款 风险控制 模糊综合评价 

分 类 号：F832.42[经济管理—金融学]