地方政府隐性金融干预与信贷配给区域分化——基于面板数据的模型分析  

An Analysis on Relationship between Hindered Financial Intervention of Local Government and Credit Rationing

作　　者：何问陶[1] 王松华[1] 

机构地区：[1]暨南大学金融系,广东广州510632

出　　处：《财经理论与实践》2009年第1期17-21,共5页The Theory and Practice of Finance and Economics

摘　　要：政府干预产生的信贷配给在我国三大经济区域有着不同的表现形式，并提出了两个命题。运用2000～2005年的面板模型对东、中、西部三个经济区域的政府隐性干预和信贷配给之间的关系进行实证分析，结果表明：在东、中部地区，政府隐性金融干预下信贷配给表现为对私营和个体单位的贷款支持，对公有制经济单位的配给；在西部地区，政府隐性金融干预下信贷配给表现为对公有制经济单位的贷款支持，时私营个体经济单位的配给。Credit rationing through governmental financial intervention are different from the east, west and midland economics areas of China. Empirical analysis on data of the three economic areas from 2000 to 2005, the relationship of credit rationing and governmental financial intervention can be concluded as following： in the east and midland, hindered financial intervention means upholding on private business and ration credit to stated-owned business; in western China, hindered financial intervention means upholding on stated-owned business and ration credit to private business.

关 键 词：隐性金融干预 信贷配给 面板数据 

分 类 号：F830.9[经济管理—金融学]