德国金融监管体制对上海国际金融中心建设的启示  

Enlightenment from German Financial Supervisory Regime for Building Shanghai International Financial Center

作　　者：陈福根 

机构地区：[1]中国工商银行郑州紫荆支行,河南郑州450003

出　　处：《河南金融管理干部学院学报》2009年第1期46-49,共4页Journal of Henan College of Financial Management Cadres

摘　　要：席卷全球的次贷风波给全球经济和社会带来了巨大影响,但德国凭借其严格的金融监管体制保持了经济的基本稳定。目前,上海金融监管体制还存在金融监管的地方性法规缺失,金融监管部门之间有效的监管协调机制缺乏,金融监管部门的实质权利有限,国际金融监管合作不够等问题。为推进上海国际金融中心建设,借鉴德国的金融监管体制及其在次贷风波后的金融监管举措,对上海的金融监管体制提出了建设性意见:制定上海市有关金融监管法规,完善金融分业监管体制,赋予驻沪金融监管部门更多的权力,加强金融监管的国际合作。The overwhelming sub-prime mortgage disturbance throughout the world has been greatly effecting the global economy and society,but Germany,with its stringent financial regulatory system,has maintained the basic stability of its economy.At present,there are still such problems: the local laws and regulations for financial supervision and management are absent in the financial regulatory system in Shanghai;lack of effective monitoring mechanism for the coordination between financial supervisory departments;the substantive rights of the financial regulatory authorities are limited;international cooperation in financial supervision and other issues are not enough.Germany's financial regulatory system and their measures taken after occurrence of sub-prime mortgage offer us meaningful lessons to promote the construction of Shanghai international financial center,and its financial regulatory regime: formulating laws and regulations on financial supervision,improving the financial divisional regulatory regime,granting financial regulatory authorities in Shanghai more power,strengthening international cooperation on financial supervision.

关 键 词：金融监管 国际金融中心 次贷风波 

分 类 号：F835.161[经济管理—金融学] F832