美国次贷危机救助的法律规制及启示  

The Legal Regulation and Enlightenment on American Relief to Subprime Mortgage Crisis

作　　者：齐萌[1] 

机构地区：[1]上海财经大学法学院

出　　处：《财经科学》2009年第4期10-17,共8页Finance & Economics

摘　　要：次贷危机全面爆发以来,美联储及美国财政部采取了多种救助措施来应对危机。金融危机救助是一种政府运用公权力干预市场、拯救市场的行为,即是一种经济法行为,应从救助权力来源、规范救助方式、明确救助责任三个方面对其进行规制。美国对次贷危机的救助启示我们应尽快建立和完善存款保险制度、金融监管协调机制、涉外金融监管立法、救助责任追究机制。Since subprime mortgage crisis broke out, Federal Reserve and U. S. Treasury have adopted a variety of relief measures to cope with it. The relief to financial crisis is a kind of behavior that government uses power to intervene and save market. It is thought to be an ecomonic behavior which should be regulated in the following three aspects： the source of relief power, the standardization of relief remedies and the explicitness of relief responsibilities. The American＇ s relief to finalcial crisis rewealed that we ought to as soon as possible and perfect deposit insurance system, the mechanisms for financial oversight and coordination, foreign financial regulatory legislation and relief accountability mechanisms.

关 键 词：次贷危机 金融救助 法律规制 

分 类 号：D971.2[政治法律—法学]