对当前农村金融服务问题的思考  

Some Ideas on the Current Rural Financial Services

作　　者：沙丽华[1] 

机构地区：[1]中国人民银行乌兰察布市中心支行,内蒙古乌兰察布012000

出　　处：《集宁师专学报》2009年第1期93-96,共4页Journal of Jining Teachers College

摘　　要：随着国有商业金融从农村市场的退出,农村金融机构缺位,农村金融服务面临断层的困境,农村信用社受自身实力和规模制约,难以为当前新农村建设提供急需的金融服务。作者认为,进一步提升农村金融服务水平,引入竞争机制,打破农村金融市场的垄断格局,建立多层次、多种所有制形式共存、竞争又互补的新农村金融服务格局和竞争机制是解决当前农村金融服务的重要选择。Rural financial institutions were absent after the state-owned finance quitted from rural financial market. Rural financial services were in plight. It is difficult for rural credit cooperation to provide imperative financial services for new rural construction because of the restriction of its own strength and scale. The author think that it is an import choice of solving the problems to promote rural financial services, to draw them into competition system, to break monnpolistic structure, to establish multilevel .and varity ownership system, to establish competitive and complemental new rural financial service structure and competitve system.

关 键 词：农村金融 困境 服务问题 

分 类 号：F832.1[经济管理—金融学]