仓单质押融资业务中的风险控制研究  

Risk Controlling in the Warehouse Receipt Hypothecation Business

作　　者：罗瑞敏[1] 伍隽[1] 

机构地区：[1]湖南大学统计学院,湖南长沙410079

出　　处：《税务与经济》2009年第3期33-36,共4页Taxation and Economy

摘　　要：仓单质押作为第三方物流企业向金融领域延伸的一种创新服务方式,能够很好地解决我国目前企业融资难、银行放贷难的市场现状。但由于是创新产品,故在开展仓单质押融资业务时就不可避免地存在着各种各样的风险。因此必须采用目前较为先进的无线射频识别技术监管质押物,并通过期货市场的功能来转移风险等,这些都可以用来减少仓单质押融资业务的风险。Warehouse receipt hypothecation is a kind of operational activities that logistics enterprise acts for the bank to monitor the physical stock of the manufacture which is taken as guaranty, then the bank loans to the owner of the stock. It is helpful to settle the difficulties of enterprises financing and banks loading and the contradictions between banks and enterprises. In our country as a relatively new business it has not yet promoted on large -scale in financial circle, and there are various kinds of risks inevitably when operating it. Analyzing and controlling the risks effectively is one of the keys to succeed. Expanding the scope of business of logistics enterprises to cover the entire supply chain, take advantage of the current relatively advanced radio frequency identification technology to supervise the pledge and transferring risks through futures market and so on, which can be used to reduce the business risks.

关 键 词：仓单质押 物流企业 银行 风险控制 

分 类 号：F832.5[经济管理—金融学]